BoC expected to maintain steady policy for rest of 2015 – Rabobank

FXStreet (Barcelona) - Jane Foley, Senior Currency Strategist at Rabobank, expects the high levels of household debt along with rising housing prices to deter BoC from cutting rates this year, and further anticipates USD/CAD to break higher toward 130 in late 2015.

Key Quotes

“In the case of the BoC the market will be evaluating whether or not the ‘insurance’ rate cut announced by the BoC in January will be the last for the cycle. Perhaps the best clues will be provided by today’s release of the Bank’s Quarterly Monetary Policy Report and the latest projection for growth and inflation going forward.”

“Despite the risks associated with the outlook for manufacturing, the low level of interest rates continues to support the housing sector. While macro-prudential measures may have calmed activity, house prices indices has continued to push higher this year and given the heady levels of household debt, this will act as a deterrent against further BoC rate cuts.”

“On balance we expect the BoC to keep policy on hold this year and while we favour a continuation of consolidative activity in USD/CAD in the coming months, we see risk of a break higher towards 1.30 late in the year.”

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